Individuals & Families – Allied Private Wealth

Individuals & Families

An Individualized Financial Perspective

The team at Allied Private Wealth is dedicated to assisting you in understanding the true value of money. Through our comprehensive financial planning and personalized consulting services, we strive to adopt a strategic approach to achieving your goals. We aim to help you lead a more fulfilling life by doing so.

Frequently Asked Questions

Why do I need to work with a financial professional?

A financial professional can provide valuable guidance and expertise to help you achieve your financial goals. Our team can help you learn how to use money as a tool to live a life full of meaningful experiences.

How do I know if Allied Private Wealth is right for me and my family?

If you’re looking for an experienced team of advisors who offer grand-scale planning and complete support to help you get the most out of your life experiences, Allied Private Wealth might be right for you.

What types of services does Allied Private Wealth provide?

For the individuals and families that we serve, we offer a comprehensive range of financial services including: portfolio management, retirement planning, education planning, tax planning and estate and charitable giving planning.

How often should I expect to meet with my advisor?

This will depend on your goals, plan and how much guidance you’re wanting. Just as each plan is crafted for your unique situation, the frequency of meetings will be up to you, based on your unique needs and wants. Contact the office to learn more.

Our Services

Comprehensive financial planning so you can experience more from your life and finances

A well-conceived plan aids in financial success. Whether you're looking to grow your money over time, understand your retirement options or protect your assets, confidence comes from knowing you have a plan.

Financial Planning

Investment Management

Estate Planning

Charitable Giving

Get Started Today

Our dedication lies in unlocking a client's financial potential, allowing them to enhance their quality of life.

Allied Private Wealth is a registered investment advisor located in Florida. Allied Private Wealth (“Allied”) and its representatives are in compliance with the current filing requirements imposed upon registered investment advisors by those jurisdictions in which Allied maintains clients. Allied may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Allied’s website is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment related information, publications, and links. Accordingly, the publication of Allied’s website on the Internet should not be construed by any consumer and/or prospective client as Allied’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by Allied with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Allied, please contact the SEC or the state securities regulators for those states in which Allied maintains a filing. A copy of Allied’s current written disclosure statement discussing Allied’s business operations, service, and fees is available from Allied upon written request. Allied does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Allied’s website or incorporated herein, and takes no responsibility therefor. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

Past performance may not be indicative of future results. Therefore, no current or prospective client should assume that future performance of any specific investment or investment strategy (including the investments and/or investment strategies recommended or undertaken by Allied) made reference to directly or indirectly by Allied in its website, or indirectly by a link to an unaffiliated third-party website, will be profitable or equal the corresponding indicated performance level(s). Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for a client or prospective client’s investment portfolio. Historical performance results for investment indices and/or categories generally do not reflect the deduction of transaction and/or custodial charges, the deductions of an investment management fee, nor the impact of taxes, the incurrence of which would have the effect of decreasing historical performance results. Certain portions of Allied’s website (i.e. newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to, Allied’s (and those of other investment and non-investment professionals) positions and/or recommendations of a specific prior date. Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendations(s). Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from Allied, or form any other investment professional. Allied is neither an attorney nor an accountant, and no portion of the website content should be interpreted as legal, accounting or tax advice.

Firm Brochure (Part 2A of Form ADV)

Client Relationship Summary (Form CRS)

To the extent that any client or prospective client utilizes any economic calculator or similar device contained within or linked to Allied’s website, the client and/or prospective client acknowledges and understands that the information resulting from the use of any such calculator/device, is not, and should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from Allied, or from any other investment professional.

PLEASE NOTE: The information being provided is strictly as a courtesy. When you link to any of the external websites provided herein, you are leaving this site. Allied makes no representation as to the completeness or accuracy of information provided at these sites. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, sites, information and programs made available through this site. When you access one of these sites, you are leaving Allied’s website and assume total responsibility and risk for your use of the sites you are linking to.

• Hold a bachelor’s degree from an accredited institution or have equivalent education or work experience

• Successful completion of all three exam levels of the CFA Program

• Have 48 months of acceptable professional work experience in the investment decision making process

• Fulfill society requirements, which vary by society. Unless you are upgrading from affiliate membership, all societies require two sponsor statements as part of each application, these are submitted online by your sponsors

• Agree to adhere to and sign the Member’s Agreement, a Professional Conduct Statement, and any additional documentation requested by CFA Institute

Certified Financial Planner:

The CFP® certification is voluntary. No federal or state law or regulation requires financial planners to hold the CFP® certification. You may find more information about the CFP® certification at www.cfp.net. CFP® professionals have met CFP Board’s high standards for education, examination, experience, and ethics. To become a CFP® professional, an individual must fulfill the following requirements:

• Education – Earn a bachelor’s degree or higher from an accredited college or university and complete CFP Board-approved coursework at a college or university through a CFP Board Registered Program. The coursework covers the financial planning subject areas CFP Board has determined are necessary for the competent and professional delivery of financial planning services, as well as a comprehensive financial plan development capstone course. A candidate may satisfy some of the coursework requirement through other qualifying credentials.

• Examination – Pass the comprehensive CFP® Certification Examination. The examination is designed to assess an individual’s ability to integrate and apply a broad base of financial planning knowledge in the context of real-life financial planning situations.

• Experience – Complete 6,000 hours of professional experience related to the personal financial planning process, or 4,000 hours of apprenticeship experience that meets additional requirements.

• Ethics – Satisfy the Fitness Standards for Candidates for CFP® Certification and Former CFP® Professionals Seeking Reinstatement and agree to be bound by CFP Board’s Code of Ethics and Standards of Conduct (“Code and Standards”), which sets forth the ethical and practice standards for CFP® professionals.

Individuals who become certified must complete the following ongoing education and ethics requirements to remain certified and maintain the right to continue to use the CFP Board Certification Marks:

• Ethics – Commit to complying with CFP Board’s Code and Standards. This includes a commitment to CFP Board, as part of the certification, to act as a fiduciary, and therefore, act in the best interests of the client, at all times when providing financial advice and financial planning. CFP Board may sanction a CFP® professional who does not abide by this commitment, but CFP Board does not guarantee a CFP® professional’s services. A client who seeks a similar commitment should obtain a written engagement that includes a fiduciary obligation to the client.

• Continuing Education – Complete 30 hours of continuing education every two years to maintain competence, demonstrate specified levels of knowledge, skills, and abilities, and keep up with developments in financial planning. Two of the hours must address the Code and Standards.

Accredited Portfolio Management Advisor:

Individuals who hold the APMA™ designation have completed a course of study encompassing client assessment and suitability, risk/return, investment objectives, bond and equity portfolios, modern portfolio theory and investor psychology. Designees have hands-on practice in analyzing investment policy statements, building portfolios, and making asset allocation decisions including sell, hold, and buy decisions within a client’s portfolio. Additionally, individuals must pass an end-of-course examination that tests their ability to synthesize complex concepts and apply theoretical concepts to real-life situations. All designees have agreed to adhere to Standards of Professional Conduct and are subject to a disciplinary process. Designees renew their designation every two-years by completing 16 hours of continuing education, reaffirming adherence to the Standards of Professional Conduct and complying with self-disclosure requirements.

Certified Divorce Financial Analyst:

A CDFA®, formerly known as, Certified Divorce Planner (CDP), is an expert in the unique financial circumstances that surround a divorce. Currently offered and recognized by the Institute for Divorce Financial Analysts. The professional training for the certification is focused on understanding and estimating the long-term costs of a divorce, because divorce settlements can impact a person’s financial picture for a very long time. Areas of expertise include:

• Tax consequences of divorce agreements

• The process of dividing and valuing property fairly

• Determining how much alimony and/or child support is appropriate and for how long

• Modeling the future values of retirement and pension funds

⠀Prerequisites include having a bachelor’s degree with three years of on-the job experience. Or, if no bachelor’s degree, five years of relevant experience. The designation is met by completing the proctored examination and fulfilling the 30 hours of divorce-related continuing education requirements every two years.

Accredited Investment Fiduciary (AIF®)

The AIF® designation certifies that the recipient has specialized knowledge of fiduciary standards of care and their application to the investment management process. To receive the AIF® designation, individuals must complete a training program, successfully pass a comprehensive, closed-book final examination under the supervision of a proctor and agree to abide by the AIF® Code of Ethics. In order to maintain the AIF® designation, the individual must annually renew their affirmation of the AIF® Code of Ethics and complete six hours of continuing education credits. The certification is administered by the Center for Fiduciary Studies, LLC (a Fiduciary360 (fi360) company).